About Us

Who is Professional Credit Restoration LLC?

Professional Credit Restoration, LLC. is a national credit restoration company that works with clients and creditors to improve credit profiles by challenging questionable, inaccurate, outdated, misleading and or unverifiable data on consumer credit reports. The company was founded in 2007 and is headquartered in Denver, CO.

Jay Gegenberg



The Founder is Jay Gegenberg. He has well over 20 years’ experience in the mortgage industry. He originated loans and owned his own mortgage broker business. Jay believes he can better serve clients in helping them achieve their goals in working with their credit problems. Jay founded PCR in 2007 after spending 15 years in the Mortgage lending arena where he owned and operated a successful boutique mortgage company. Jay is an expert helping people solve their financial and credit issues legally and quickly.

Patrick Purcell

Vice President


Joining in 2013 is Patrick Purcell. He brings over 30 years’ experience to the firm. This includes extensive mortgage lending, underwriting, title insurance operations and banking. Patrick was a top wholesale mortgage loan representative for a dozen years in Colorado and the Rocky Mountain West earning the respect of all his clients. In his spare time he is an expert genealogist and has published six heavily researched books for the family.

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What We Do

FICO AllReg Academy CertificationWe understand the unforeseen can happen. We believe everyone deserves a second chance and our credit experts are here to help you. We work with you, the credit bureaus and your creditors to help you attain the highest best credit possible…and give you the knowledge to keep it that way.

The FICO Pro Certification is awarded only after completing a rigorous course study administered by AllRegs Academy and the Fair Isaac Corp (FICO). AllRegs is the industry leader in lending education and certifications. FICO is the developer of the credit score models used today. Only a select few individuals have earned this designation.